1045 E111 Form

I suggest you to get E111 certificate anyway.
It assure you the basic assistance in the country you are and, of course it is only for the European Community Countries.
Bye.

Thanks Diego, but what is the point of travel insurance cover (aside from non-health related issues). Seems just another "Big brother" thing to me...

Kae

If you have decent travel insurance you shouldn't need an e111. The e111 supposedly covers you to the same level of service as the NHS across Europe. Your travel insurance will provide a much higher level of cover, flights home etc if necessary.
But, there is nothing to stop you getting an e111 too - its free, just a tedious trip to the Post Office.

Cathy

Hi Kae,
regarding the E111, have just dug out my E111 form, and on the back it states and I quote "This document allows any insured person and the members of his/her family to receive any benefits in kind that may become necessary for medical reasons during a stay in another Member State, taking account of the nature of the services and the duration of the stay."
I think this means you will receive treatment on an equivalent of their State system. For prescribed medicines you have to pay a non-refundable charge.
I hope this info. has helped.
From Frances

Thanks for your replies Cathy & Frances. So what it really means is you get NHS treatment/benefits abroad, whereas you go private with travel insurance. Hmmmm.... If it's anything like UK NHS......(no offence to the excellent NHS staff....just appalling management)

Hi Kae,

One benefit of having (and producing if required if you need treatment) an E111 is that your travel insurers will then generally waive any excess that you might otherwise need to pay.
It's a case of making use of the the state benefits that you are entitled to as part of the reciprocal agreements that are available throughout the EU.
If you save the insurance company some money then you are saving yourself the cost of a (sometimes hefty) excess.

Hope this makes sense,
Lesley

Having been in a car accident with my pregnant wife in the front seat, I can attest to the value of an E111 when you're shipped by ambulance to the nearest casualty.

She had to be scanned to check everything was OK (it was). E111 forms are widely recognised, unlike (I imagine) your insurance certificate from elephant.co.uk or wherever.

Also, this is probably common knowledge, but worth throwing in - this European reciprocal health system is being overhauled. E111s are being replaced by a new European Health Insurance Card. The UK is starting to issue these from next month, September 2005.

Anyone who has a dusty E111 tucked away in the bottom drawer and issued before 19 August 2004 will find they're no longer valid - you need to get a new one. This will in turn gradually be replaced by the new card.

Final tedious bureaucratic point - you can no longer have one E111 to cover a whole family - everyone now needs their own.

Mike Johnson

For goodness sake, just fill in the form, get the card and carry it with you, you will NOT be forced into accepting any "sub standard" treatment, it is an addition to, not a replacement for any travel insurance you have purchased. BUT, it is a form instantly recognised, and acted upon in EU zone.

Thanks to everyone who responded - especially George for putting me in my place!!

P.S. my mother was a nurse so I was not slagging off the profession........

Ohhhh, come on... just trying to help you make the errm, right decision, As you yourself said, it aint the staff that are destroying the NHS it's the...(several expletives deleted)... hope you enjoy Italy.

[QUOTE=iwanttobeinitaly]Hi Kae,

One benefit of having (and producing if required if you need treatment) an E111 is that your travel insurers will then generally waive any excess that you might otherwise need to pay.
It's a case of making use of the the state benefits that you are entitled to as part of the reciprocal agreements that are available throughout the EU.
If you save the insurance company some money then you are saving yourself the cost of a (sometimes hefty) excess.

Hope this makes sense,
Lesley[/QUOTE]

All the family received the new cards (E111)this morning,as we ticked the correct boxes.Just a point about the travel insurances.You may have seen the TV programme(think it was the BBC holiday programme last week)reminding us to be careful not to have a drink on holiday as if you have an accident you may not be covered.I understand they would like the 'amount'
to be described in more detail.So get the credit card out if you have been drinking along with your insurance just in case.
Just one more thing...I was told last week that if someone had lived in Italy
and moved to the UK..then whilst visiting Italy they had an accident they would be covered for all medical treatment,regardless if helicopters were required or further hospital attention at no cost to them whatsoever.Is this true? :confused:

I note that there is a replacement to the E111 (the E111 is old news as at the end of 2005) that's referred to as the EHIC (European Health Insurance Card) that entitles the holder to reduced-cost, sometimes free, medical treatment that becomes necessary while you’re in a EU.

The details are available at [url]www.ehic.org.uk[/url] & on the UKs Department of Health site at [url]http://www.dh.gov.uk/PolicyAndGuidance/HealthAdviceForTravellers/GettingTreatmentAroundTheWorld/EEAAndSwitzerland/EEAAndSwitzerlandArticle/fs/en?CONTENT_ID=4114793&chk=KCVYDZ[/url]