Private Health Insurance - condition for Italian Residency

08/24/2011 - 11:57

Me and my partner are in the process of applying for Italian residency (in Le Marche region, province of Fermo). So far so good but we have received a letter from the Comune requesting proof of comprehensive health insurance for the period of a year as a condition to residency being granted.Of course we are aware of the old argument re reciprocal (or lack of!) EU laws on providing health care for citizens of member states (and I have flagged this to my local MEP back home), but since Rome wasn’t built in a day, I suspect we will have to succumb & cough up!Does anybody know whether a) we have to provide cover from certain approved insurance bodies or b) does the policy have to be translated into Italian, assuming we could take out cover with a British company?Thanks for any feedback/comments

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If you are an EU citizen and paid NI in the UK for the last 2 years then you can request form S1 from the UK NI people (not sure if that is DWP or Taxman nowadays) which will give you reciprocal cover in Italy at the UK's expense based on your previous contributions for the next 2.5 years here in Italy. There is no need for a private healthcare policy. After the 2.5 years you will either have to pay for a private policy or contribute to the healthcare system here until your 5 years are up and you can claim your permanent healthcover which I beloeiev in Fermo you will get. DO be aware that being resident in Fermo province does not mean you fall under Fermo for healthcare. I live in Amandola in Fermo province but fall under Ascoli for healthcare. Ascoli are refusing to issue permanent healthcare inscriptions (against the law). NB - If you are a UK pensioner then you need a different form but again do not have to pay for private healthcare as the UK pays for your healthcare here.

In reply to by Penny

Thank you for your reply Penny. My partner will have a small gap in contributions. Do you know if any comprehensive healthcare cover is acceptable? Will this have to include dentist care and will we have to have this tranlated into Italian? Many thanks again

Hi, I'm not sure a small gap in contributions matters and if it does then you can pay back contributions which would definitely be cheaper than an insurance policy. I'm afraid I have no idea what type of policy would be acceptable or whether it needs to be translated as it depends on the comune. The S1 form is a lot easier :-) and covers you for longer.