10872 INPS Payments help

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Sorry....wasn't sure if this topic came under legal or employment ....first time posting..ooops......

Welcome anyway!!!

Thanks - I have only just found this site after nearly 4 years of living in Italy....ironic as next week I am moving back to England!

Been reading lots of old posts....interesting stuff....but still not found the answers to my INPS confusion!

Hi

I would really recommend you speak to a commercialista but 40-50% of your earnings sounds about right for INPS and tax. I'm going self-employed and was informed it was around that amount. The tax regime you're talking about I think is the regime dei minimi where you pay 24% INPS and 20% tax. Unless you come under a certain profession (and I couldn't tell you if teaching comes into this) where you would pay a fixed INPS amount of around 2600euro per annum no matter what you earn. Finding your way around this stuff without the assistance of a commercialista is pretty much impossible I'd say.

Sorry if that's not too positive.

My commercialista said INPS should be 16%, if you can invoice directly (with a Partita IVA).
As I understand it under a "Contratto Occassionale", which is fine if you earn less than €5,000 p.a. the total witholding should be 20%
Best of luck.

I'm with Nicola. I pay 24% INPS and 20% tax as professionista independente. My husband as a "commerciante" has to pay the €2,600 INPS before earning a penny. The tax/national insurance burden is very high here but do speak to a commercialista as there might be different rules for language teachers.

Hmm, I'm paying the 17% rate on my state school teaching earnings, but I think that is because I'm already in receipt of a small pension.

[quote=sashab;101668][B]INPS Payments help[/B]
I have been doing some courses for the state..."Sardinia Speaks English" the payment is about 46 euro per hour BUT now they are wanting to take off nearly 46% - 20 tax and then 26% to INPS.....usually the employee pays 2/3 of this but it written in the contract that I have to pay it all myself.

Does anyone have any experience with this? or with partita iva....apparently there is one for "piccoli impresi" for teachers or tourist trade people.....where the tax of 20% needs to be paid but not all the INPS contributions

Any ehelp or advice much appreciated as the thought of paying nearly half of my wage is very irritating[/quote]

i think this poster has left,he said he would.In any case i found it all as reasonable as you can get in that net of tax/inps etc he would have been getting nearly euro 25 per hour which is decidely higher than what most people earn in this country.Much higher than a full time state school teacher for example,twice a full time factory worker salary.I don't know what country he came from to even imagine that they would pay him 45 euro an hour net of tax for some english teaching....
it certainly can't be the UK....

Sebastiano - if only it were that easy.
The advantages full time employees or 'dipendente' have is that they are paid a set salary, presumably based on a certain number of hours. They normally get 8 hours a day, plus they are paid for the time spent preparing lessons, training, etc.... In addition pension contributions are paid by their employer.
Even if a libero professionista were experienced they should spend at least 30 minutes preparation for a 2 hour lesson. They would travel to and from each job (which can easily use up 2-3 hours of unpaid time a day). They would also do well to get more than 3 sessions of 2 hours per day.
So the €46 per hour becomes a net €69 per day for 6 hours teaching, or some 9 hours including preparation and travel (but excluding training).
So they would be lucky to earn €8 per hour, which is why so few drive big cars!
Of course more would like to work for the state but the qualification procedure seems to involve some 2 years unpaid work.