Hi , everyone, buonasera. Ok, I have

hello Billy, can you provide some more details about your situation so we can best answer? Thanks in advance!  Georgette: ItalyMagazine 

Well nothing would surprise me with Italia, but others here will know for sure. I would have thought that unless it turns out to be negative, then you could sell and pay off the debt. Depending on the amount, you may be able to do this at the deposit stage?

CHEERS , not negative must get onto Barclays. shall let you know their answer..

Absolute tosh.  Of course you can sell a property with a mortgage on it.  However the mortgage must be paid off before the act of sale is transcribed.  Usually the owners pay off the mortgage with the caparra paid by the buyers at compromesso.  Failing that, at the signing of hte atto there is a cheque made payable to the bank, and the notary, buyer and seller all troop off to the bank and liquidate the mortgage in that instant.   

Modicasa is absolutely right. When we purchased our home, we had to request our bank to issue two separate certified cheques, one was for the bank, to pay off the seller's mortgage and the other to the seller, for the balance of payment. This is done all over the world. Common practice. Good luck with the sale! 

If you need any legal help let me know I have a lawyer in Cagliari who can help.Paul

Thank you Paul, we would be interested in a English speaking lawyer and being so close to us in Cagliari as we are in Jerzu.please let us have more details Regards. Billy.

 Hi Billy his name is Maurizio Loche(www.lochelawfirm.com)Contact tel 070663222 mobile 00393470759131 email.loche@lochelawfirm.comViale La Playa 7 09123  CagliariHe helped us out with the very same thing as you havePaul

 Yes Billy love it we have a house on the southeast coast Villasimius.Let us know how you get on.Paul

 Hi BillyAre you any closer to sorting this out

Yes 5years from date of completion . thank you for your help.