Insurance
Submitted by Esme on Sat, 12/10/2011 - 06:29In reply to A newbie all over again! by Annec
I suggest you get the best insurance cover you can - don't think it will never happen to you. A couple of years ago, Puglia saw a very steep increase in house break-ins - with Ex-pat homes being severely targeted as thieves knew they were unlikey to be disturbed if the place was a holiday home. Shop around and compare cover offered carefully, but do not skimp on insurance - or security.
Sounds Steep.....
Submitted by Flip on Sat, 12/10/2011 - 12:03In reply to A newbie all over again! by Annec
There are a few factors that decide how much you should pay, the most important being, is the Property Occupied most of the time or just a holiday home, also is it remote or in a village. Also how much excess do you wish to pay (the first €250 or € 500 of any claim etc.) Most Italians don't bother with insurance (well around heer they don't) especially contents; but look to see if Eartquake cover is included as nearly every region suffers from it from time to time. Suggest you try the Post Office as they seem to have the cheapest insurance, but look to pay in the region of €500 a year. By the way should your name be Carpe Diem?
Newbie
Submitted by Carpe Diam on Sat, 12/10/2011 - 12:45In reply to A newbie all over again! by Annec
Thanks for the posts, much appreciated. To reply to 'Flip', the property is to be our permanent residence once I retire from the Police in March. The property is about 15mins drive from a main town and earthquake cover is included. I'll certainly make enqs with the local P.O. As for my 'handle', after time spent in the military and police I will always 'seize the day'.......my philosophy is live life now .......you don't get a second chance. We can't wait for our new life to begin. Thanks again guys.
Have you tried "Intasure".
Submitted by MargaretM on Sun, 12/11/2011 - 11:52In reply to A newbie all over again! by Annec
Have you tried "Intasure". We are with them, and although slow they did settle our claim last year. Our premium for this year was £490, which was higher than in previous years, and was explained by the underwriters increasing the risk factor for Italy. In previous years our premium was around £360.
Hi Margaret. Thank you for
Submitted by Carpe Diam on Mon, 12/12/2011 - 11:00In reply to Have you tried "Intasure". by MargaretM
Hi Margaret. Thank you for your reply. The figures I mentioned earlier was from Intasure so I'm just trying to get a balanced idea of what I would expect to pay, athough I do appreciate that prices will differ dependant on differing types of property and location. I'm surprised that there is such a difference between your price and our quote! Different properties I would expect.