Insurance
Submitted by Anonymous (not verified) on Sun, 04/16/2006 - 04:13In reply to A newbie all over again! by Annec
Insurance thread
Submitted by Anonymous (not verified) on Sun, 04/16/2006 - 07:41In reply to A newbie all over again! by Annec
There has been a fair amount of debate about insurance providers in the UK in several threads recently. Certainly it is possible for holiday or second homes. At the risk of repeating myself, we have insured through Schofields but there are several other companies who will broke a policy.
In reply to A newbie all over again! by Annec
Here's one....
Copeland Insurance
230-234 Portland Road
London
SE25 4SL
Tel: 020-8656-8435
Fax: 020-8655-1271
[url]http://www.andrewcopeland.co.uk/[/url]
In reply to A newbie all over again! by Annec
I insured through HIFX - find them at
[url]http://www.hifx.co.uk/pservices/insurance_info.asp[/url]
Also Italy Magazine has advert from [url]www.italianhomeinsurance.co.uk[/url] which may be worth checking out.
If you are over 50, SAGA do overseas holiday home house insurance but exclude earthquake cover so limited application for Italy.
Good luck!
In reply to A newbie all over again! by Annec
I have seen you have received many useful replies - but I cannot help asking myself if, in the event of an earthquake causing damage, any claim would be met by one of these English insurance companies. I rather suspect that they would confer with their insurance colleagues in Italy, and decide that earthquakes were an act of god, and no compensation would be paid. To my knowledge no Italian insurer covers earthquake damage (unlike inTurkey, where it has been made mandatory for every householder to have insurance cover against earthquakes). Thus - I think that an English company offering such cover should be closely questioned (in writing) before relying on the fact that earthquake cover is included. (I note that SAGA exclude it - seems to me that they have done their research.)
In reply to A newbie all over again! by Annec
Just found another advertisement for holiday homes insurance that covers Italy and provides policies etc in English - [url]http://www.intasure.com/index.asp[/url]
Not tried them so cannot comment but web site looks pretty professional.
S
In reply to A newbie all over again! by Annec
One thing I have found with English insurance companies are the restrictions on how long you can leave you property un occupied. Saga especially, they stipulate that it can't be left unocupied longer than two months.
Susi
Violetta, your post has reminded me that this is something we really must sort our ourselves. I found this site, so there are companies out there, its just finding the right one...:rolleyes:
[url]http://www.brianfrench.com/pagina/InsuringYourItalianProperty[/url]
Paula