from 1 July any act of sale must include a certificate of energy saving which every house in Italy will eventually need and should be displayed next to the numero civico of the property.
I have had clients who have bought health cover for 180 ish euros, and it has been fine. However the requirement is now for COMPREHENSIVE health cover and that means 900+. Depends on the comune though. If you use the E106 option bear in mind that should you move back tot he Uk you will not be able to use the NHS at all ever again. It odesnt have to be an italian bank - but it helps - depending on the person behind the counter.
At the moment you need the following: Proof of income of 5061 euros pa if you are single - preferably in an italian bank account, but a British bank statement may suffice depending on your comune. An address: the act of sale of your property is fine. Private Health Insurance: this is the tricky one. Depending where you are you may be ok with the TEAM/EHIC card until its expiry, or you will have to have a comprehensive policy issued by an Italian company, or a non Italian firm but the certificate translated into Italian by the company. Or, again depending where you are you may be able to opt into the state insurance Assicurazione Volontaria at your local ASL which will be cheaper, but is not always available. Depending on your comune a birth/marriage certificate translated into Italian - it doesnt have to be a sworn translation, just a competent one. Your passport. GOOD LUCK
The mayor of Naples once had this exchange regarding traffic lights in Naples. Interviewer: What's the significance of red? Mayor: Stop Interviewer : Green? Mayor: Go Interviewer: And Orange? Mayor: Orange is for joy
I lived in Naples for two years, and loved it. If you want a wry look at the place I wrote a blog while I was there which you can find at http://www.blogspot.italiafile.com - its defunct now, Im a siciliafile instead, but dont have the time to write!
The short answer is yes - hand gestures do have different meanings between the north and the south. Naples is the capital of hand gestures - there it is possible to have a discussion at 200m using a sort of tictac. There are subtle changes between hand gestures in Sicily and Naples too - you can buy a dictionary of hand gestures! If I have time Ill scan some of them and post them here.
As a 'forestiero' you can have a contratto transitorio that will allow you to rent furnished accommodation for up to 18 months. Beyond 18 months you will need a contratto libero (4+4 years - unfurnished) or renew your transitorio. Obviously where you want to be is a seaside place and most owners will rent out in the summer or use the place themselves. Your best chance is to find a rent from the end of the summer for 9 or 10 months whereby the owners dont lose out on their summer, but have the house let in the quiet winter months. You should pay a pretty negligible rent for this, though you will have to take on the utility bills - unless the owner wants to let his property under the table and not declare anything. For your protection you should ask for a registered contract, but it wont be easy! Try the agency 'solo affitti' - they probably have an office in Cosenza, look on the net for holiday lets and then approach the owner with your offer - most estate agents have rentals - obvioulsy I would recommend a FIAIP agent, as you are much less likely to get stung. The Italian sites www.immobiliare.it and www.casa.it have rentals too. Or trace a site such as subito.it which lists vacation lets and you can at least get an idea of seasonal price variations and how much you should be paying. Finding anywhere with a garden where the owner wouldnt mind you growing your own might be more difficult however! Good luck
Thanks Fillide - I too thought it was just for Italian nationals, but I read the text of the law and it clearly says 'residents'. Also Tremonti seems to be getting a bit trigger happy with his definitions, as I have Swiss clients who llive here, and receive a Swiss pension - they now have to pay 5% on their pension if it comes into Italy which is absurd. I assumed there must be a minimum threshold of say 1 million euros, but it seems that any money coming in from a non Schengen country is liable. Lawyers tut and shake their heads, but I assume that is just lawyers for you. The trouble is, how can you prove its not a repatriation if the money was taken out illegally. It technically means that any sum coming into Italy could be reptriatiion and is therefore liable to the tax, if you have been resident since before December 2008. I dont want to give my clients wrong information, and Im certainly not a tax expert - however being ITaly, noone seems to know the letter of the law!
If you still have your original paper version, or better still the plastic card, there is no need to do anything- just go to Milan. If it's lost you will have to go to the Agenzia delle Entrate and get a copy - you will be still be on the system, and you will need to tick the duplicato box and not the attribuzione box on the green form.
Comments posted
I have had clients who have bought health cover for 180 ish euros, and it has been fine. However the requirement is now for COMPREHENSIVE health cover and that means 900+. Depends on the comune though. If you use the E106 option bear in mind that should you move back tot he Uk you will not be able to use the NHS at all ever again. It odesnt have to be an italian bank - but it helps - depending on the person behind the counter.
At the moment you need the following: Proof of income of 5061 euros pa if you are single - preferably in an italian bank account, but a British bank statement may suffice depending on your comune. An address: the act of sale of your property is fine. Private Health Insurance: this is the tricky one. Depending where you are you may be ok with the TEAM/EHIC card until its expiry, or you will have to have a comprehensive policy issued by an Italian company, or a non Italian firm but the certificate translated into Italian by the company. Or, again depending where you are you may be able to opt into the state insurance Assicurazione Volontaria at your local ASL which will be cheaper, but is not always available. Depending on your comune a birth/marriage certificate translated into Italian - it doesnt have to be a sworn translation, just a competent one. Your passport. GOOD LUCK
The mayor of Naples once had this exchange regarding traffic lights in Naples. Interviewer: What's the significance of red? Mayor: Stop Interviewer : Green? Mayor: Go Interviewer: And Orange? Mayor: Orange is for joy
I lived in Naples for two years, and loved it. If you want a wry look at the place I wrote a blog while I was there which you can find at http://www.blogspot.italiafile.com - its defunct now, Im a siciliafile instead, but dont have the time to write!
The short answer is yes - hand gestures do have different meanings between the north and the south. Naples is the capital of hand gestures - there it is possible to have a discussion at 200m using a sort of tictac. There are subtle changes between hand gestures in Sicily and Naples too - you can buy a dictionary of hand gestures! If I have time Ill scan some of them and post them here.
I think you assume wrongly! In my experience It is highly doubtful that the camera would have been handed in. Sorry
As a 'forestiero' you can have a contratto transitorio that will allow you to rent furnished accommodation for up to 18 months. Beyond 18 months you will need a contratto libero (4+4 years - unfurnished) or renew your transitorio. Obviously where you want to be is a seaside place and most owners will rent out in the summer or use the place themselves. Your best chance is to find a rent from the end of the summer for 9 or 10 months whereby the owners dont lose out on their summer, but have the house let in the quiet winter months. You should pay a pretty negligible rent for this, though you will have to take on the utility bills - unless the owner wants to let his property under the table and not declare anything. For your protection you should ask for a registered contract, but it wont be easy! Try the agency 'solo affitti' - they probably have an office in Cosenza, look on the net for holiday lets and then approach the owner with your offer - most estate agents have rentals - obvioulsy I would recommend a FIAIP agent, as you are much less likely to get stung. The Italian sites www.immobiliare.it and www.casa.it have rentals too. Or trace a site such as subito.it which lists vacation lets and you can at least get an idea of seasonal price variations and how much you should be paying. Finding anywhere with a garden where the owner wouldnt mind you growing your own might be more difficult however! Good luck
Thanks Fillide - I too thought it was just for Italian nationals, but I read the text of the law and it clearly says 'residents'. Also Tremonti seems to be getting a bit trigger happy with his definitions, as I have Swiss clients who llive here, and receive a Swiss pension - they now have to pay 5% on their pension if it comes into Italy which is absurd. I assumed there must be a minimum threshold of say 1 million euros, but it seems that any money coming in from a non Schengen country is liable. Lawyers tut and shake their heads, but I assume that is just lawyers for you. The trouble is, how can you prove its not a repatriation if the money was taken out illegally. It technically means that any sum coming into Italy could be reptriatiion and is therefore liable to the tax, if you have been resident since before December 2008. I dont want to give my clients wrong information, and Im certainly not a tax expert - however being ITaly, noone seems to know the letter of the law!
posted twice sorry
If you still have your original paper version, or better still the plastic card, there is no need to do anything- just go to Milan. If it's lost you will have to go to the Agenzia delle Entrate and get a copy - you will be still be on the system, and you will need to tick the duplicato box and not the attribuzione box on the green form.