If you make an appointment to view a property that you know is inhabited, would you please have the curtesy to turn up? 6 times now I have had a viewing cancelled at the last minute for various reasons. Us vendors go to the trouble of cleaning and tidying, in my case with a small baby and very little time off, so the least you can do is honour your appointment. You liked the property enough to make the appointment so turn up! Moan over.
We always go back to the UK to buy our 2nd hand cars as even after driving it here and paying to register it in Italy it is still substantialy cheaper than buying a 2nd hand car here in Italy. Insurance is expensive but I believe from my UK based family it has gone up pretty substantially in the UK recently. Not sure how different it is nowadays. Remember to look at Saga for UK insurance with cover in Italy for 12 months (if youre old enough).
Capo Boi, I was disagreeing with RAM :-) "I'm not sure that is 100% correct. I can't find anything that says it is illegal to transfer money from a blacklisted country. BTW Isle of Man, Jersey & Guernsey are all blacklisted.""There is a reporting requirement for all monies/invoices traded with entities registered or domiciled in blacklisted countries but that only applies to holders of Partita IVA." Italy keeps two 'blacklists' (one for business transactions and one for personal transactions) and the Channel Islands are on both of them as the Italians by their own admission use an old list from 2007. But as there doesn't seem to be any legislation that would affect a house purchase it is kind of irrelevant anyway. Any financial transfers to or from abroad over €5000 are reported by your bank and I had to declare any money transferred to or from abroad - a new requirement that I have never had to do before this tax return. In Italy, if the taxman thinks you may be avoiding tax then the onus is on you to disprove it and not the taxman to prove it. Therefore you guilty until proven innocent. This has recently been upheld by the Italian courts.
Hi, I'm not sure a small gap in contributions matters and if it does then you can pay back contributions which would definitely be cheaper than an insurance policy. I'm afraid I have no idea what type of policy would be acceptable or whether it needs to be translated as it depends on the comune. The S1 form is a lot easier :-) and covers you for longer.
If you Google search: elenco paesi "black list" 2011 you will get lots of repsonses. Here is one http://www.tasse-fisco.com/societa/comunicazione-black-list-white-domand... and those countries are still on the list for Italy I'm afraid. Ram - I can only find a reporting requirement on any transaction with entities registered or domiciled in blacklisted countries so IMHO the buyer would need to be resident in Jersey for example for there to be a problem. Maybe your Notaio could confirm?
If you are an EU citizen and paid NI in the UK for the last 2 years then you can request form S1 from the UK NI people (not sure if that is DWP or Taxman nowadays) which will give you reciprocal cover in Italy at the UK's expense based on your previous contributions for the next 2.5 years here in Italy. There is no need for a private healthcare policy. After the 2.5 years you will either have to pay for a private policy or contribute to the healthcare system here until your 5 years are up and you can claim your permanent healthcover which I beloeiev in Fermo you will get. DO be aware that being resident in Fermo province does not mean you fall under Fermo for healthcare. I live in Amandola in Fermo province but fall under Ascoli for healthcare. Ascoli are refusing to issue permanent healthcare inscriptions (against the law). NB - If you are a UK pensioner then you need a different form but again do not have to pay for private healthcare as the UK pays for your healthcare here.
Hmmm not sure Capo Boi as on apparently the Italians still use a list from 2007 which I believe was the last proper 'blacklist' produced as this term is now defunct. I'll have to find the source I got that from and post it here.
I would like to know. I wonder if the rules apply to entities and persons domiciled in those countries rather than bank accounts in those countries. Can anyone shed any light?
I'm not sure that is 100% correct. I can't find anything that says it is illegal to transfer money from a blacklisted country. BTW Isle of Man, Jersey & Guernsey are all blacklisted. The Scudo Fiscale is a scheme for 'regularising' income held abroad (in whichever country) whereby tax has not been paid on it and you want to return it to Italy. Obviously the above countries could fall under this scheme but so could money held in the UK/US etc. Anyway - the Scudo Fiscale would only be relevant to a tax resident of Italy and not someone resident in the UK buying a house in Italy. There is a reporting requirement for all monies/invoices traded with entities registered or domiciled in blacklisted countries but that only applies to holders of Partita IVA. I'm happy to be corrected if someone can find the relevant legislation.
Comments posted
If you make an appointment to view a property that you know is inhabited, would you please have the curtesy to turn up? 6 times now I have had a viewing cancelled at the last minute for various reasons. Us vendors go to the trouble of cleaning and tidying, in my case with a small baby and very little time off, so the least you can do is honour your appointment. You liked the property enough to make the appointment so turn up! Moan over.
We always go back to the UK to buy our 2nd hand cars as even after driving it here and paying to register it in Italy it is still substantialy cheaper than buying a 2nd hand car here in Italy. Insurance is expensive but I believe from my UK based family it has gone up pretty substantially in the UK recently. Not sure how different it is nowadays. Remember to look at Saga for UK insurance with cover in Italy for 12 months (if youre old enough).
Capo Boi, I was disagreeing with RAM :-) "I'm not sure that is 100% correct. I can't find anything that says it is illegal to transfer money from a blacklisted country. BTW Isle of Man, Jersey & Guernsey are all blacklisted." "There is a reporting requirement for all monies/invoices traded with entities registered or domiciled in blacklisted countries but that only applies to holders of Partita IVA." Italy keeps two 'blacklists' (one for business transactions and one for personal transactions) and the Channel Islands are on both of them as the Italians by their own admission use an old list from 2007. But as there doesn't seem to be any legislation that would affect a house purchase it is kind of irrelevant anyway. Any financial transfers to or from abroad over €5000 are reported by your bank and I had to declare any money transferred to or from abroad - a new requirement that I have never had to do before this tax return. In Italy, if the taxman thinks you may be avoiding tax then the onus is on you to disprove it and not the taxman to prove it. Therefore you guilty until proven innocent. This has recently been upheld by the Italian courts.
Hi, I'm not sure a small gap in contributions matters and if it does then you can pay back contributions which would definitely be cheaper than an insurance policy. I'm afraid I have no idea what type of policy would be acceptable or whether it needs to be translated as it depends on the comune. The S1 form is a lot easier :-) and covers you for longer.
Sorry Ram - forgot the link: http://www.tasse-fisco.com/societa/comunicazione-rapporti-fiscalita-priv...
If you Google search: elenco paesi "black list" 2011 you will get lots of repsonses. Here is one http://www.tasse-fisco.com/societa/comunicazione-black-list-white-domand... and those countries are still on the list for Italy I'm afraid. Ram - I can only find a reporting requirement on any transaction with entities registered or domiciled in blacklisted countries so IMHO the buyer would need to be resident in Jersey for example for there to be a problem. Maybe your Notaio could confirm?
If you are an EU citizen and paid NI in the UK for the last 2 years then you can request form S1 from the UK NI people (not sure if that is DWP or Taxman nowadays) which will give you reciprocal cover in Italy at the UK's expense based on your previous contributions for the next 2.5 years here in Italy. There is no need for a private healthcare policy. After the 2.5 years you will either have to pay for a private policy or contribute to the healthcare system here until your 5 years are up and you can claim your permanent healthcover which I beloeiev in Fermo you will get. DO be aware that being resident in Fermo province does not mean you fall under Fermo for healthcare. I live in Amandola in Fermo province but fall under Ascoli for healthcare. Ascoli are refusing to issue permanent healthcare inscriptions (against the law). NB - If you are a UK pensioner then you need a different form but again do not have to pay for private healthcare as the UK pays for your healthcare here.
Hmmm not sure Capo Boi as on apparently the Italians still use a list from 2007 which I believe was the last proper 'blacklist' produced as this term is now defunct. I'll have to find the source I got that from and post it here.
I would like to know. I wonder if the rules apply to entities and persons domiciled in those countries rather than bank accounts in those countries. Can anyone shed any light?
I'm not sure that is 100% correct. I can't find anything that says it is illegal to transfer money from a blacklisted country. BTW Isle of Man, Jersey & Guernsey are all blacklisted. The Scudo Fiscale is a scheme for 'regularising' income held abroad (in whichever country) whereby tax has not been paid on it and you want to return it to Italy. Obviously the above countries could fall under this scheme but so could money held in the UK/US etc. Anyway - the Scudo Fiscale would only be relevant to a tax resident of Italy and not someone resident in the UK buying a house in Italy. There is a reporting requirement for all monies/invoices traded with entities registered or domiciled in blacklisted countries but that only applies to holders of Partita IVA. I'm happy to be corrected if someone can find the relevant legislation.