Hi All, As stated in my previous

To wire transfer you would have to do so on the day, not easy and not always acceptable to the seller. This aspect has been covered here or on other forums a couple of times and Modicasa should know best as it is his job. But I believe people should have it agreed pre-contract how payment will be made to avoid confusion and ensure funds can be made available. Personally I would be looking to be paying the final amount by bankers draft, that way I have the money in my hand when I sign. Modi will no doubt tell you this may not be acceptable to the seller also. I guess you are not happy paying up front, neither would I be. If it's the agent, then get back to them and tell them so.

I'm not too sure if you can ask your bank to do so, but ours arranged for the draft to be drawn against an Italian bank (in eruo of course), which is I believe better for the seller if they are Italian. Best of luck getting it all sorted.

Don't panic. I'm guessing this is the same person who asked about this agent here or on another forum and Modi said they were registered and okay? I have to say I am surprised at a 50% deposit and it going to the agent, but things may be different now. Get back to the agent as I said, if you have not already and ask who the notiao is and for contact details. It is coming up to the main holiday period here, so again don't panic at no immediate response. It's a very worrying time buying and the slightest thing gets to you, try not to let it.

I know it is not easy to do this, but worrying over something that's unknown is worrying for nothing. I said 50% seems a lot and that may cause you concern, but 50% of 10-20,000 is not a lot. Hopefully they will come back soon and put your mind at rest.

When we purchased our property we had to have a Codice Fiscale and we had to do this ourselves by going to an Italian Embassy as we didnt live in Italy. Do you not have to do that or do you already have one?

Hi Suexpat. Getting a codice fiscale is a service that most, if not all, estate agents offer to foreign clients now. I'm guessing here but I would imagine that it is easier for them to do so if you are from an EU country.

Is possible ask a codice fiscale , at italian tax office , The person requesting it, on behalf of a foreigner, must have a form signed by the foreigner and a copy of the foreigner's passport with date and signature -You must take great care to apply for the tax code of married women, they must take the tax code, with the maiden name and not married According to Italian law, the woman does not change the surname with the marriage If the tax code is Taken with the spouse's surname, and then a divorce occurs, the woman who has resumed her maiden name, will change the tax code Therefore it will not be the same person who bought the house, as the tax code will be different - and sell The house that he bought with the married tax code generates an infinity of bureaucratic problems. 

Yes Ugo. The agency took copies of our documents and we signed the form so that they could apply on our behalf for the codice fiscale.

AS Ugo says - do not pay anything until you are in front of the Notary for the final act of sale.  That is when the balance is due, not a moment before.  However, the seller can refuse an Irish bankers draft - and probably will.    They can take months to clear - they have to be sent physically to the issuing bank.   In your case it would be better to pay by SEPA transfer, and there is no reason why you cannot do this.  The notary can insert the relevant text into the atto which allows you to send the money (providing the TRN number) and it has full effect of the law.   Do you have a copy of your preliminary agreement/compromesso?   Its not unusual to send money via an agent - I do it often, its a bit of pain with all the antirecycling legilsation but sometimes its the best way when the buyer doesnt have an Itlaian bank account - however, you do need to trust your agent to do this.   The compromesso you signed is a promise to buy (and a promise to sell) by 30 OCtober - you do not have to prove or supply anything before that date.  I dont know what the agent is playing at to be honest.  Unless you have misunderstood or he has explained something badly.